My greatest thrill is when I am able to help someone buy their first home. Their excitement and appreciation is something that keeps me going in my industry for so many years! In fact, I’m now helping the children of some of my first clients buy their 1st home!
In helping you create a home ownership plan, I rely on my years of experience not only in my mortgage practice but also my personal experience of buying and selling homes while raising a family. I use a unique planning approach to help structure your mortgage and other debts properly to minimize interest expense, increase liquidity, maximize tax deductions, improve cash flow, and create safety.
My mission is to help our clients strategically manage their mortgage and home equity to get them on the path to building long term wealth while reducing the financial stress that money can have in their lives.
I have provided my clients with the utmost professional mortgage services since 1996 and have a passion for client satisfaction . My mortgage career started with GMAC Mortgage in 1996 and I quickly realized that this is the career I will have until I retire. From there I joined a division of Pulte Mortgage, The Masters Network, where I continued as a loan officer while managing a branch office. In 2006 I opened US Capital Lending, LLC, a small boutique mortgage broker company.
I met Eric Schroeder in the fall of 2008 and saw a young entrepreneur who had the same vision of what a mortgage broker should be and decided to join him in creating a great mortgage company.
My hometown since 1993 is Elgin, IL where I live with my wife Darlene and 4 wonderful children. I love to play basketball in my custom made indoor basketball gym with friends, mostly “over 40 league”. When I’m not spending time playing sports or hanging with my kids, I love the movies. My family is very active in our church, West Ridge Community Church. I follow and instill in my family Jesus Christ’s attributes of love, compassion, and a servant heart so the life God created for us can be full and gratifying.
IL License #031.0002513 – NMLS#232541